INSIGHTS

Introduction : Foreign direct investment is when a company from one country invests in or puts money into a business in another country. India is one of the most open economies in the world for FDI. FDI is an important source of capital, technology and expertise for India’s business and economy. While India permits FDI in most sectors, investments in sectors connected with national security, communications and other sensitive sectors are subjected to additional scrutiny and

Introduction : The expansion of fintech has revolutionized the financial services industry by allowing financial institutions, including banks and Non-Banking Financial Companies (NBFCs) to engage with technology companies to provide digital payments, lending, embedded finance, and other financial innovations. While such alliances promote innovation and enhance the customer experience, they also bring in legal, regulatory, and operational challenges. As regulated entities hav

A shocker of a circular was issued by the RBI on 6th April, 2018 that jolted the Indian cryptocurrency market. The said circular was...

Introduction SARFAESI ACT STANDS FOR “Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act”....

Introduction The Reserve Bank of India released the Master Direction for the regulation of the Bharat Bill Payment System on February 29,...

The Reserve Bank of India (“RBI”) issued Guidelines on Default Loss Guarantee in Digital Lending on 8th June 2023, to give a green signal to Default Loss Guarantee or First Loss Default Guarantee (“FLDG”) arrangements between Banks or Non-Banking Financial Companies (“Regulated Entities” or “RE”) and Lending Service Providers (“LSPs”) (typically a Fintech entity). This was a progressive step towards the Fintech sector and guarding the interests of the stakeholders involved in

Introduction For day to day financial operations, digital banking has recently evolved into a new market in India. The process is simpler...